property for sale

You found a place under the sun you want to call yours? Follow these steps to buy a property in Portugal:

  • Agree on the price with the seller
  • Get a Personal Fiscal Number (Numero Fiscal de Contribuinte) from the local Tax office (Finanças). You only need proof of identity to get one if you are from a member state of the EU. If you are from outside the EU, you need a Fiscal Representative for this.
  • Contact a solicitador (does conveyancing, has no degree) or advogado (lawyer with a Dr. title) to help you with the process. He/she will collect all necessary papers and make sure that the property is registered and free of all liens. Choose an independant legal representative to make sure your best interest is being taken care of. 
  • Open a bank account in Portugal.
  • Have your lawyer draw up a Promessa de Compra e Venda (Promissory Contract).
  • Pay the agreed deposit (10-20%) and agree on a date to complete the purchase. The deposit is non-refundable! If the seller does not keep his side of the bargain, he must repay double the deposit value.
  • For completion of the sale (Escritura Publica de Compra e Venda) you sign the deed at a Notary or give power of attorney to your legal representative to sign on your behalf. Also this is the time to pay the balance of the purchase price.
  • The contract has to be registered at the Land Registry Office (Conservatoria do Registo Predial) and the local Tax Office. Usually your legal representative will do this.  Now you are the official owner of the property.

What does it cost to buy a property in Portugal?

  • A lawyer charges about 1,5 % of the selling price
  • Stamp Tax - 0.8% of the selling price
  • The Transfer Tax (Imposto Municipal sobre Transmissçao Onerose de Imóveis - IMT) depends on the selling price as well as on the fact if you will use the property as your residency or not. If you are coming to live here and register as a resident, these are the numbers:  
    • until €9.2407 - 0%
    • until €126.403 - 2%, with a deduction of €1.848,14
    • until €172.348 - 5%, with a deduction of €5.640,23
    • until €287.213 - 7%, with a deduction of €9.087,19
    • until €574.323 - 8%, with a deduction of €11.959,32
    • Over €574.323 - 6% flat rate
    • For non-permanent occupation, the amounts for deduction are lower. For land only it is 5% and for urban property, not for habitation, it is 6,5%

What documents do you need?

  • Certidão de Teor from the Conservatoria do Registo Predial (Land Registry) - valid for 6 months
  • Cadernetta Predial from the Tax Office - valid for 1 year
  • Licença de Habitação from the Council (Camera) for houses built after 1951
  • Ficha Tecnica de Habitação for houses built after 30.03.2004
  • Energy certificate (valid for 10 years)

Good to know:

  • If the property costs less than €236.000 AND you are resident in Portugal, you may claim exemption of Local Council Tax (IMI) for up to 7 years. You have to claim this within 60 days after purchase at the local Tax Office.
  • Although your legal representative will check the legal title of the property, it is recommended that you make sure that papers and reality are matching. Make sure you know where the borders of the property end. It is very important that the property is registered at both the Conservatoria do Registo Predial and the Finanças (Fiscal Office) in the name of the seller and that it does not carry any onuses or liabilities.
  • If you buy land only (prédio rustica) the neighbours have priority in buying this land. Make sure they have been given this opportunity by the seller, before you buy.
  • Land and buildings are have seperate tax documents.
  • If the buying process is very straight forward and there are no doubts on the legal status of the property, then it is also possible to skip the lawyer and notary office. You can go to Casa Pronta at the Conservatoria do Registo Predial. There they do all the checks a lawyer normally does and if all documents are correct, you can sign the deed within a week right at their office. The Head of the Conservatoria acts as a notary. All fees are paid there and then and the only thing left to do is go to the Finanças afterwards with the purchase document and have it (for free) registered at the Tax Office. This procedure is a lot cheaper and faster.

real estate for sale in the central Algarve.

onroerend goed te koop in de centrale Algarve.

Spacious Villa with separate apartment in beautiful location - São Marcos da Serra

Colina Silveira Front

This 5-bedroom Portuguese country house is set on a hill top in a private 1,2 hectare plot and is very well built according to Swiss standards. It has been issued with Energy Certificate B! The villa dates from 1998 and features double walls with insulationand double glazed aluminum windows with shutters.

This property has easy access from the IC1 national road (1,2 km). The location is very private and peaceful and offers spectacular views on the lovely hills of the serra. To Faro airport it is a 45 minute drive and you can reach the nearest coastline (Albufeira) in just 30 minutes. The nearest restaurants can easily be reached by foot.

The house has a total living surface of 196 m2 divided in 2 separate parts:

1. The main living area with spacious living/dining room, kitchen with appliances, bathroom, guest toilet and 3 bedrooms. There is a lovely large covered terrace at the back side, surrounded by a mature, beautiful garden. From here you have a spectacular view on the hills. On the other side of the house there is an above-ground plunge pool with outside shower and seating area. In front of the house is a workshop and carport with wood storage.

2. The indoor apartment has a separate entrance and consists of a living room with kitchenette, bathroom and 2 bedrooms. The apartment has its own covered terrace.

There is a central gas heating system through the whole house and a wood burner in the living/dining room. There are 3 air conditioning units in the living area. Water comes from a private borehole. There is a solar system for hot water supply. The house is connected to mains electricity and has a telephone landline. There is ample storage space throughout the whole house.

This property may be bought including all furniture.

Price: €290.000

Ruime villa met apart appartement in zeer mooie locatie, dicht bij het dorp São Marcos da Serra. Dit Portugese landhuis met 5 slaapkamers ligt op een heuvel van een grondstuk van 1,2 hectare en is zeer goed gebouwd volgens Zwitserse normen. Het Energy Certificate heeft de B-status! De villa dateert uit 1998 en is voorzien van dubbele muren met isolatie, geïsoleerde plafonds en vloeren en aluminium ramen met dubbel glas en rolluiken.

Deze villa is gemakkelijk toegankelijk vanaf de IC1 nationale weg (1,2 km). De locatie is zeer privé en rustig en biedt een spectaculair uitzicht op de mooie heuvels van de Serra. Naar de luchthaven van Faro is het 45 minuten rijden en u kunt de dichtstbijzijnde kust (Albufeira) bereiken in slechts 30 minuten. De dichtstbijzijnde restaurants zijn gemakkelijk te voet te bereiken.

De woning heeft een totale bewoonbare oppervlakte van 196 m2 verdeeld in 2 afzonderlijke delen:

1. De hoofdwoning met een ruime woon / eetkamer, keuken met inbouwapparatuur, badkamer, toilet en 3 slaapkamers. Er is een mooi groot overdekt terras aan de achterzijde, omgeven door een volwassen, mooie tuin. Vanaf hier heb je een spectaculair uitzicht op de heuvels. Aan de andere kant van het huis is er een bovengronds zwembadje met buitendouche en een zithoek. Aan de voorzijde van het huis is een schuur en een carport met houtopslag.

2. Het inpandige appartement heeft een aparte ingang en bestaat uit een woonkamer met open keuken, badkamer en 2 slaapkamers. Het appartement heeft een eigen overdekte terras.

Er is een centrale verwarming op gas door het hele huis en een houtkachel in de woon- / eetkamer. Er zijn 3 air conditioning units in de woonruimtes. Water komt uit een eigen boorgat. Er is een zonne-energie systeem voor warm water voorziening. Het huis is aangesloten op het elektriciteitsnet en heeft een vaste telefoon. Er is ruim voldoende bergruimte door het hele huis.

Deze villa kan desgewenst gemeubileerd worden gekocht.

Prijs: € 290,000 - under offer

click image to enlarge 

Newly renovated cottage in the countryside -  sao marcos da serra

House for Sale Sao Marcos da Serra, Algarve
Vale Grao, Sao Marcos da Serra, Algarve

Lovely newly renovated cottage in the countryside just 5 minutes outside of the pretty village of São Marcos da Serra and all ready to move in right away. This house is for the largest part built in taipa (rammed earth) and renovated into an airy, modern and comfortable home. The house is very well insulated and has double glazing. All materials used, as well as the technical and electrical work performed, are of a very high quality.

The house is protected by a covered terrace on the south and the west side. In the summer this keeps the house really cool. No need for air conditioning. In the winter the fireplace offers enough heat to keep the house comfortably warm. The living surface is approximately 110 m2 and the total plot is 7960 m2. There is a large vegetable garden just on the other side of the quiet road. There is also the water well which provides the house with water. There is a connection to the mains electricity. Telephone line is nearby.

The house has 2 bedrooms, 1 bathroom, 1 utility room, spacious living/dining room, fitted kitchen with electric oven, electric hob, large fridge, dishwasher. On the other side of the house there is a large storage room, that might be turned into an extra bedroom. There are terraces on 3 sides of the house, 2 of them covered. Gated entrance. Access is easy and completely on tarmac roads. Here you can enjoy peace and quiet and breathtaking panoramic views on the countryside.

Extra: all furniture, including TV and fridge, is included in the price!

Asking Price:  was €210.000, now for €195.000

Mooi, onlangs gerenoveerde landhuis op het platteland, slechts 5 minuten buiten het authentieke dorp São Marcos da Serra en kant en klaar om in te trekken. Dit huis is voor het grootste gedeelte gebouwd in taipa (stampleem) en liefdevol gerenoveerd tot een licht, modern en comfortabel huis. Het huis is zeer goed geïsoleerd en heeft dubbele beglazing. Alle gebruikte materialen, evenals de technische en elektrische werkzaamheden, zijn van zeer hoge kwaliteit.

Het huis wordt beschut door een overdekt terras op het zuiden en het westen. In de zomer houdt dit het huis echt koel. Een airconditioning is overbodig. In de winter houdt de houtkachel het huis comfortabel warm. De woonoppervlakte bedraagt circa 110 m2 en het totale perceel is 7960 m2. Er is een grote moestuin net aan de andere kant van de rustige weg. Daar bevindt zich ook de waterput die het huis voorziet van water. Er is een verbinding met het elektriciteitsnet. Telefoonlijn is vlakbij.

Het huis heeft 2 slaapkamers, 1 badkamer, 1 berging, ruime woon / eetkamer, ingerichte keuken met elektrische oven, elektrische kookplaat, grote koelkast, vaatwasser. Aan de andere kant van het huis is nog een grote berging, die eventueel kan worden verbouwd tot een extra slaapkamer. Er zijn terrassen aan 3 zijden van het huis, 2 hiervan overkapt. Ingang met poort. Het huis is gemakkelijk toegankelijk via asfaltwegen. Hier kunt u genieten van rust en een adembenemend panoramisch uitzicht op het platteland.

Extra: alle meubels, waaronder een televisie en een koelkast, zijn inbegrepen in de prijs! 

Vraagprijs: was €210.000, nu voor €195.000

Small traditional house to be renovated, with several outbuildings and land

plot with house for sale rural Algarve
Farmhouse for sale S Marcos da Serra

This small, old Portuguese house is built with rammed earth (taipa) and needs to be renovated. It is situated in a peaceful and pretty location with beautiful views on the surrounding serra, about 4 km from the village of São Marcos da Serra. The house measures 66 m2 and consists of a kitchen, living room, bedroom and bathroom.

The total area is 2.85 hectares. Next to the house there is a large workshop with 2 rooms. A bit downhill there is another building designated to agricultural use. There is connection to mains electricity and telephone. There are 2 wells on the property for water supply.

Asking Price: €58.000

Dit kleine, oude Portuguese huis is gebouwd in stampleem en moet worden gerenoveerd. Het ligt op een rustige en mooie locatie met prachtige uitzichten over de serra, ongeveer 4 km van het dorp São Marcos da Serra. Het huis is 66 m2 groot en bestaat uit keuken, woonkamer, slaapkamer en badkamer.

Het grondstuk is 2.85 hectare groog. Naast het huis bevindt zich een grote werkruimte met 2 kamers. Een stukje bergaf bevindt zich nog een gebouw voor landbouwgerelateerde bestemming. Er is een aansluiting op het stroom- en telefoonnetwerk. Er is water beschikbaar uit 2 bronnen.

Vraagprijs:  €58.000

Click picture to enlarge

Pretty cottage in rural location near São Marcos da Serra

Casa Amora, cottage for sale rural Algarve
Cottage with pool for sale in rural central Algarve

Casa Amora (Blackberry Cottage) is a charming house with 100 m2 which was renovated a few years ago. It is located near a very quiet, tarmac road in the countryside, just 6 km from São Marcos da Serra. The house features quality wooden windows with double glazing and fitted mosquito-netting. Most of the walls are built in "taipa" (rammed earth). The high ceilings are made from traditional eucalyptus and pine.

The living/kitchen area has a large wood-burner and a fitted kitchen unit . The bedrooms have solid oak floors. The large master bedroom has an en-suite shower room. The second, smaller bedroom has an en-suite with a bathtub and a mezzanine.

Outside there is a plunge pool with shallow end for children. The covered terrace is perfect for outside dining and there is a large brick built BBQ. There are grape vines, olive, fig and pomegranate trees on the plot of 3500 square meters. There is sufficient parking space near the house for several cars. There is a registered ruined building behind the house, which can be rebuild. The water tank (cisterne) is located on the highest point of the plot, thus creating enough water pressure to use water without the need of a pump. There is traditional "nora" (well), complete with water wheel in front of the house. The plot is connected to the mains electricity.

Asking price: €180.000

Casa Amora is een gezellig huis van 100 m2 dat een paar jaar geleden gerenoveerd werd. Het ligt bij een zeer rustige, geasfalteerde weg op het platteland, slechts 6 km van São Marcos da Serra. Het huis heeft mooie houten ramen met dubbel glas en voorzien van horren. De meeste muren zijn gebouwd in "taipa" (stampleem). De hoge plafonds zijn gemaakt van traditionele eucalyptus en dennen.

De woonkamer / keuken heeft een grote houtkachel en een keuken unit. De slaapkamers hebben massief eiken vloeren. De grote slaapkamer heeft een en-suite badkamer met douche. De tweede, kleinere slaapkamer heeft een en-suite met een bad en een mezzanine.

Buiten bevindt zich een klein zwembadje (plungepool) met een ondiep gedeelte voor kinderen. Het overdekte terras is ideaal om buiten te dineren en er is een grote stenen BBQ. Er zijn wijnstokken, olijven, vijgen en granaatappel bomen op het perceel van 3500 vierkante meter. Er is voldoende parkeergelegenheid in de buurt van het huis voor meerdere auto's. Er is een geregistreerd vervallen gebouw achter het huis, dat kan worden opgebouwd. Het waterreservoir (cisterne) is gelegen op het hoogste punt van het grondstuk, waardoor voldoende waterdruk voorhanden is, zonder dat een pomp moet worden gebruikt. Er is een traditionele "nora" (waterput), compleet met wiel aan de voorkant van het huis. Het perceel is aangesloten op het elektriciteitsnet.

Vraagprijs: € 180,000

Click to enlarge

Authentic watermill with several buildings - sao marcos da serra

watermill for sale, Sao Marcos da Serra, Algarve
Watermill with equipment, Sao Marcos da Serra, Algarve

In the quiet countryside of the central Algarve you can find this special plot. There are several buildings on the plot, including an authentic water mill which was in use until a few years ago. The buildings cover a total of 244 m2 and the total plot is 1840 m2. The antique equipment used to make flour, is included in the sale.

This is the only watermill in the whole council of Silves. It is situated next to the river Odelouca, which runs through São Marcos da Serra. There is electricity and water (private well) available. Besides the buildings, there is a garden with many olive trees, some peach trees and grapes.

There is a possibility to start a rural tourism (Turismo Rural) project here. A plan already exists for such a project, including renovation of the mill and a small restaurant. This is an excellent investment opportunity ! The plot is set in the quiet countryside of Boião, 8 km from the village of São Marcos da Serra in the central Algarve. There is very good access from the IC1 national road connecting Lissabon and Albufeira. For more information on the parish of São Marcos da Serra, please have a look at

Price: € 60.000

Uniek project met watermolen te koop In Boiao, een prachtig plekje niet ver van het dorp São Marcos da Serra, gelegen in de Centrale Algarve. Het gaat om een watermolen met diverse bijgebouwen (in totaal 244 m2) en stallen op een terrein van 1840 m2. De watermolen was tot voor enkele jaren nog in gebruik en alle daarvoor bestemde antieke attributen zijn aanwezig. Het is de enige watermolen in het hele district Silves.

Ook is er een plan gemaakt en voor "tourismo rural" (landelijk toerisme). Het plan bestaat om toeristen de in werking zijnde molen (na restauratie) te tonen, evt. zelf gemalen meel te verkopen en de opzet van een soort restaurantje erbij. De ligging is rustig, omgeven door groen, landbouw en de bergen van de Algarve. Er is een olijfboomgaarde en een eigen put. Electriciteit en watervoorzieningen zijn aanwezig. Dit object is geschikt voor velerlei doeleinden en is zeer zeker een goede investering.

Prijs: € 60.000

Click on the small image to enlarge.

Renovated windmill and miller´s cottage - sao marcos da Serra

Windmill for sale Sao Marcos da Serra, ALgarve
Windmill with cottage for sale Sao Marcos da Serra, Algarve

This stunning Windmill located in a remote very quiet area near the pretty village of São Marcos da Serra in the Algarve has been lovingly renovated to a high standard using the original stone and has exceptional views over the Algarve countryside.

The interior ground floor has a bathroom, kitchen, wood burning stove and round grind stone dining table. The upper floor contains the original mechanisms of the windmill, a large bedroom and access to a deck balcony from which sunrise and sunsets can be enjoyed.

Next to the windmill, the original cottage ruin has been renovated to create two semi-detached cottages. Using the same materials as for the windmill and in keeping with local building styles this house features the original stone structure, sourced antique doors and windows, an outdoor deck balcony at the front with uninterrupted views of the valley and a terraced cottage garden with mature cork trees.

There are some smaller ruins on the land which were originally used for livestock and could be transformed into small terraces or further living space. There is great potential for this property to be used either as a unique holiday getaway, a rental retreat, or tourism business.

Facilities: Water is delivered by truck and currently capacity onsite is for 7000 litres (7 tanks of 1000 litres each). There are also plans to create a catchment tank using runoff from the roofs. Electricity runs on solar power and generator. Cooking and hot water is run on gas bottles. It is possible to get an internet connection with a USB stick and there is good mobile phone reception in the area.

Surrounding plants and environment. Trees surrounding the property include eucalyptus, pine, cork, fig and cistus among others. Landscaping around the windmill and cottage has created terraced spaces using the natural rock and plants such as oleander and cactus, which are well adapted to the climate.

Estimate of property size Land included in the property is of about 1000m2. The ground floor space of the windmill is approximately 15m2 with a fitted kitchen counter, fitted wooden seating, sink and small wetroom bathroom consisting of a toilet, sink and shower that hangs over the toilet. The second floor of approximately 15m2 is up a flight of original stone steps leading to a mezzanine with a wooden floor and a wooden outdoor upstairs deck/balcony of a further 10m2. In this space all the original mechanisms of the windmill are still featured.

The ground floor space of the cottage with two separate residences is approximately 100m2 altogether. Both have mezzanine areas and one includes a deck/balcony of approximately 10 m2. Residence A has an L-shaped living area downstairs with a kitchen and living room. Upstairs there is a mezzanine sleeping area to one side and a bathroom to the other. Residence B has a similar L-shaped living area with kitchen and living room and a bathroom downstairs. Upstairs there is a sleeping area and access via walkway to an outside deck/balcony of approximately 10m2 which takes in the panoramic views across the mountains.

There are a further couple of ruined structures on the land, probably originally intended for livestock, of approximately 6 m2 each. 

Access requires a 4 -wheel drive car since the road is steep.

Price: €165.000

Click on each small image to enlarge.